Car InsuranceHow to Find Cheap Car Insurance

You are thinking about buying car insurance
and you don't want to spend a lot of money. So what do you do. I'm James with the Resurgence
group, we are a full service insurance agency and we are also an independent agency so we
have many carriers. The best way to get the least amount of car insurance is to shop it
with multiple carriers.

There are many companies out there that you'll pay a premium for but
there are a lot of companies out there that will just give you the basic coverages and
save you a lot of money. If you are looking to get simple coverage you would get what's
called pip and pd, personal injury protection and property damage. Those are the minimal
requirements required and that's also going to be the least expensive car insurance out
on the market. Not necessarily the smartest thing to do, because if you are in a car accident
and you have property damage to the vehicle or bodily injury you won't be covered.

So
again you have to kind of figure out how much money are you willing to spend to have the
different types of limits for that policy. We recommend that you have your basic pip
and pd but also bodily injury and if you have a vehicle that might have a lien on it, you
are probably going to be required to have comp and collision or if you've got a car
that's of significant value you know if you just pay that two hundred and fifty dollars
or even up to a thousand or five thousand dollars in deductible after that the car repairs
are paid for by the insurance company. So again just think about how much money you
are willing to spend and you could get with an agent and they could literally just sit
with you and come up with the different values of the different limits and create a customized
policy for you right there in their office or you could just give a call to one of the
carriers direct and I'm sure that they would be able to help you. My name is James I'm
an insurance agent and we recommend that you speak with an agent or some one in customer
service and you design a policy specific to your financial needs..